Services

Our office hours include Saturday mornings, and all messages left will be promptly dealt with.
MOTOR INSURANCE IN SPAIN FOR EXPATRIATES

A full service is offered by Seviour Insurance from both of its offices, and this entails supplying clients with the most suitable and competitive motor insurance products through to issuing the policy documentation and subsequent service.

ISSUE
On receipt of the premium, Seviour Insurance give its clients immediate cover in the form of a 15 day covernote in English and Spanish. Full policy documents usually arrive after about 10 days. During July or August of 2004 this is to change however, as Seviour Insurance launches its brand new system which will allow instant production of policies on the spot. If you change your vehicle mid-term, then your existing policy can be converted but still run to the same expiry date. You just pay the difference, or we refund you. That simple!

PREMIUM PAYMENT
Insurance premiums can be paid in cash, with a euros cheque or by bank transfer into our account, for which details can be given on request. A credit card facility is now available for clients who find this method more convenient.

DISPATCH
Seviour Insurance always posts policies promptly to those clients who do not live near its offices.

RENEWALS
Renewal reminders are sent to clients well in advance of their motor insurance renewal date, by usually more than one month. Seviour Insurance can follow this up with a phone call nearer the due date, and will do everything possible to keep your motor insurance renewal premium to a minimum. One way we can reduce premiums is by reviewing the current value of your vehicle.

CLAIMS
Motor claims can take rather longer to settle in Spain than in the UK for instance, and this is especially so if an expatriate insurance company is not in the Spanish Convenio. For this reason Seviour Insurance use the services of ARAG , a Spanish company specialising in Claims Handling and Legal Defence matters. Our own multi-lingual claims department is in daily contact with ARAG via phone and e mail so that vehicle inspections can be arranged, updates provided, and documentation requested and sent on.

The same level of friendly, efficient service is given to expatriate and Spanish clients alike, backed up by our professional experience of the varying procedures involved in the insurance products we offer such as:


HOME INSURANCE

Liasing with loss adjusters or third parties when there is a language problem. Free home security inspections can be arranged by Seviour Insurance if requested.


COMMERCIAL INSURANCE

Advice on and inspection of security measures on commercial properties.


MEDICAL INSURANCE

Authorising Specialist treatment or visits.


LEGAL SERVICES FOR EXPATRIATES

Many EU expatriates coming to Spain for the first time require the services of an English-speaking Gestoria to help them change the registration plate of their vehicle to a Spanish one, to apply for a residence permit, or to advise them on their tax affairs etc.

Due to the increasing number of queries they receive, Seviour Insurance is pleased to announce its collaboration with Asesoría ATENAS, the long-established Spanish firm of Accountants and Legal Services, based in Benalmadena. If you are opening a business in Spain, settling down or retiring here, or planning to use your vehicle then we will be pleased to handle your applications to ATENAS for any of the following:

  • Change of vehicle registration plates

  • Driving licence validation

  • Applications for EU residence permits

  • Applications for N.I.E.

  • Applications for opening licences from town halls

  • Work permit applications for non-EU citizens

  • Full legal advice for companies:
    • Self-employed workers
    • Commercial corporations
    • Private companies etc
  • Management of accounts, tax and book-keeping:
    • Social Security administration
    • Registration to the Social Security system
    • Salary statements
    • Employment contracts
    • Preparation for workplace inspections
    • Income Tax returns
    • Accounting

  • For more information or quotations on any of the above,
    or if you have a query on any other type of insurance please fill in the following questionnaire:

    Full name Gender Date of birth
    E-mail address Country of residence
    Information
    My nearest Seviour Insurance branch is .
      

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